Should You Invest in a Buy to Let in London?

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Ask yourself the following –

Do you want capital growth?

Do you want to invest for the rental income?

Do you want a combination of capital growth and steady income?

How long are you prepared to have your money tied up in your investment for?

There are several reasons why people get into buy to let but it’s usually either viewed as a solid investment for the future, a way of making income immediately, or both. No matter the reasons you’re choosing to invest in buy to let, here’s some helpful advice if you’re trying to make the decision of investing in London.

Why is London not the first choice for buy to let landlords?

If you’re looking to get into buy to let as a career, London isn’t the most popular choice with landlords. This is mainly because the rental yield in London isn’t as high as what you could expect in other parts of the country. Many buy to let landlords opt for areas in the north of the country, where property prices are lower and rental yields are higher. However much higher capital appreciation happens in London, it’s just whether the investor has bought the buy to let as a longer term investment and not dependent on the short term yield.

Landlords don’t have the capital needed

Property in London is comparably expensive compared to everywhere else and many landlords don’t have the capital to invest. Even if you do, you’re choosing between spending your money on possibly one property in London, or two (or even three) somewhere else.

Stamp duty rises

The recent rises in stamp duty on second homes or buy to let property (since the 1st April 2016, anyone buying a property which will not be their main home will have to pay a higher rate of stamp duty) are fairly significant. Unlike the regular Stamp Duty, there is now an extra 3pc charged as a flat rate on the overall cost of the property. This is making London’s high property prices look even more unattractive to potential landlords.

Example of regular stamp duty:

If you’re buying a house for £275,000 you would pay no tax on the first £125,000. The next £125,000 will incur a 2pc tax charge of £2,500 and the remaining £25,000 will get another rise of 5pc worth £1250. This is a total bill of £3750.

Second home stamp duty:

With the extra 3pc added onto any property purchase over £40,000 this would increase that £3750 charge to £12,000!

Lower rental yields

Rental yields are also an issue. As property prices are so high in London compared to the rest of the UK, the gap between the cost of mortgage repayments and the amount of money you can expect in rent is usually considerably smaller.

Earning a small yield means you’re likely to be in more trouble financially if anything goes wrong, like long void periods, the rent not being paid on time or repairs that need to be carried out. Investing in property in London to rent is more of a risk if you’re reliant on the rental income to pay the mortgage and don’t have anything to fall back on if plans don’t work out.

Why do some people choose London for buy to let?

Many people choose London for their buy to let because it’s where they live and work. Keeping an eye and managing property when it’s closer is easier than buying at the other side of the country. If you’re planning on using an agent to manage the property (which many people do if the property is far away) this could seriously eat into your rental profits.

If you’re purely looking at a buy to let property as a long term investment but you’re not bothered about making a huge profit in rent, then London could work very well for you. As property prices in London keep rising, it makes it much more likely that you’ll get a higher profit when you come to sell the property. For a long term investment perspective then this makes sense, although as mentioned there will most certainly be a higher rate of capital gains to pay.

If you wish to rent out property to a specific market (young banking professionals) then there are ways you can increase the capability of earning higher rental yields, however this will involve some effort. Some investors buy lower end property in up and coming areas popular with young bankers (the Isle of Dogs is a popular spot for this), make considerable conversions to the property and then rent out by the room. This can mean a higher profit, but it’s also harder work as the tenant turnover is usually more rapid.

What to consider if you’re set on buying in London

If London just seems like the more sensible choice for you, try to make the most calculated decision you can on where to buy. As well as considering up and coming areas and locations, you should also consider the type of property.

Old vs new

Period property – If you want to keep your yields as high as possible, be wary of older period properties. Although they generally hold their value far better and therefore tend to sell quickly, they are more prone to having high maintenance costs. Older properties need regular maintenance and it’s more likely there will be expensive structural issues you’ll have to deal with during the course of your ownership.

New builds

New properties tend to have lower maintenance costs, but if you’ve bought a property with a lift and concierge service then you should be wary of high service charges. You might be able to rent the property out easily, but the rise in capital may be slower than a period property (especially if there are lots of new developments close by). If it’s in a good area, it should still be easy to sell when you’re ready to move on.

There are ways that you can get better deals from developers. If you’re less bothered about the exact location and can be more flexible, here are a few pointers that could help.

Keep an eye out for companies going into administration and make offers directly to the administrator.

Developers are usually in a rush to sell off remaining units in order to secure finances for their next projects. Try offering on buildings in completed flats where most of the units have been sold, you’re more likely to get a good deal.

Developers (like those listed on the stock market) may be focused on booking sales within the current financial year and therefore be more flexible in price to secure deals in time. Offering around one month before the end of this period can mean you get a bargain (you can find this information usually online or on the company’s website).

Location

It’s wise to research as much as possible about a location before you buy. This will allow you to spot good buying opportunities when they come up. It will also help you narrow down the best streets to concentrate in within your chosen area. In each area there will be streets that are more popular with renters and therefore produce a higher rental yield, it’s wise to locate these and stay set on securing property within these areas.

Transport

Obviously looking for somewhere that has great transport links is important if you’re buying in London. Renters want to get to work quickly and easily, especially if you’re going to rent to young professionals. Keeping an eye out for where there are set to be improvements in transport infrastructure can help you find property that will experience a steep increase in value and rental yields in the coming years.

Regeneration

Areas where the council are spending a large amount of money on regeneration projects usually mean that the demand for rentals in that area is set to increase. The building of Westfield in Shepherds Bush, the gentrification of East London and the Crossrail service has caused a boom in property and rental price in those areas.

Conclusion

Buy to lets in London are still popular, although it’s not the best choice if you are only focused on short term yield and rely on a steady monthly. Despite this, property prices in the capital have proved to be more secure than anywhere else in the UK, consistently rising each year and recovering faster after blows to the economy, therefore meaning a far lower risk factor which is why (coupled with the falling Stirling) has seen a surge of investors from around the world.

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Source by Chris Haywood

Importance of Apps on the PC

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Technology has influenced each and every life. This has become an integral part of almost every person that we meet or come across every day. In fact, its effects are quite visible in the commercial and industrial areas. Everything in the world from economy to entertainment, from the sports to stock market all detailed information are available to us through laptops and desktops.

Have you ever wondered how these personal computers have become so important? The massive importance of computers has been achieved by the implementing the web applications into the computers. This can be availed by the users both through the browser and the client based applications.

What are these web applications?

A very important part of today’s life is the World Wide Web. If you want to know anything about the world we are just a click away from it. This has become so easy because of the presence of internet. The medium trough which this information is transferred is commonly called web application or app.

How are the apps helpful for PC?

The apps are helpful in many ways and have made the functioning of the PC grow. Some of the ways are-

• The portals from which we chat with our friends by creating IDs are web applications that help people to stay connected no matter where they are.

• Another creativity of this world is the video calling app that not only connects people, but also enhances their conversation experience. This is done by giving them face to face talking experience in real time.

• Fast and easy communication is ensured by emails. An ID should be created here to send emails to the people one wants to communicate with.

• The users are given the chance of editing information if they find something irrelevant. Similar chances are provided in Wikipedia and other such information based sites.

• In the case of social media and blogging where the individual user are given the power to include their own material or writings. This can be effective done through computers.

Although all of these are very easy to use, but the making of it is not so easy. Several software and tools are used to design them and give them the present shape. Thus the way to use each application may vary from one to another. Whatever it may be, it should be accepted that all these developments and innovations have made the internet easier, like the way it is today.

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Source by Achal Mehrotra

Two Dads: One Computer-maniac, the Other Computer-phobic

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I have two Dads. That sounds strange does not it? One is my genetic father, and the other is my geneticist father. The genetic Dad I've only ever lived with for one year when I was an infant, while the geneticist Dad is what you would call a step-father, but I've lived in close proximity with him for more than 20 years. I feel close to them both. I connect differently with each of them but on a pretty much equal level. The reason I'm sharing my personal information with you is because I've just had a realization about my fathers in relation to the area that I work in: computers and the Internet. It's really quite interesting.

One father is a computer maniac. Whenever a new technology, software, gadget, or website emerges he is one of the first to grab it up and evaluate it. My other father has an old piece-of-crap box that looks something like a computer, with a tediously slow dial-up connection to the World Wide Web. Compared to the wireless, broadband Mac personal computer and mobile-connected Mac laptop of the enthusiast, they could not be further parts of the galaxy.

Then there's me. I could be construed as being a walking paradox, an enigma, or just plainly twisted when it comes to my relationship with the computer and Internet sphere of life. Nature / nurture, genetic / environmental … For whatever strange reason, I have turned out to be a combination of the two papas. I work as a creative writer for an Internet web-hosting company. I love the ideas and valuable functions and tools that the Internet has brought to humanity (or was it humanity that bought it to the Internet?). However, I have issues and challenges when it comes to using these awe-inspiring machines.

Currently I am away from home in a different city visiting my girlfriend. At home (I am currently living with my parents-Mother and geneticist, as I'm going to live overseas soon) all I have to do to get on the Internet is open up my laptop and I'm on-line. If I'm at work, I go to my PC and all of my settings are stored and ready for me to use. While in a new place, things have not been running as smoothly as I would've liked. The answers are probably simple and easy to do, but this is one of the kinds of challenges that cause me to stumble. Although I am deeply interested and have a true faith in this new technology, I am a real novice when it comes to getting things done on someone else's computer.

I bought my laptop with me. My girlfriend only has a dial-up connection which she uses with her laptop. I could use hers' but she's Chinese so a lot of what comes up on the screen is illegible to me. I do not know how to change her language configuration. I'm used to doing it quite easily on my Mac, but her computer is a PC and I'm not as practiced in this other format. That's one of my problems. I only have so much patience when it comes to working these technological issues out; It could have a trait passed on by my ice-age father (No judgment is being laid here.) He just does not feel that he can work new technologies out. "He's had a digital telephone answering machine for two years which he still hasn ' T set up. He feels bad about it but his manual one does the job, so he sticks with it.). I'm also a little afraid to hook my laptop up to her dial-up line as I know from experience that I'll have to change some settings of which I am not confident about doing.

So the next answer was to go to her university where she said people use their laptops wirelessly in the library. That sounded cool so I went in and tried it out. I even tried changing the settings to get it to work (It took courage.) But I could not get it to work. I was weary about asking for help because I was not really a student at that particular learning establishment. Instead, I've been using the library's computers. This is OK, but since I can not walk away with the files I create (I borrowed my girlfriend's thumb-drive but an experience from the past of not being able to transfer information from PC to Mac deters me from using it-again, An irrational fear. I know it, and I will give it a try this week. I've saved to saving my files in my email account as attachments. It's not conventional, but it works.

Another issue I've had is getting onto my messenger service. The university computers do not have it on their desktop, and when I tried to download an on-line version I was told that I did not have the authority to do so. I went to an Internet café, and I could do work there (I'm working on the road) but I feel kind of silly paying to get paid. It was cool there because as they had messenger with voice and video and I was able to have a conversation with my brother who is traveling around India. He could see my sister and me, but we could not see him as he said the Indian computer devices (webcams, headsets) in that town were looking a little bit crappy in design and also looked worn for wear. It was heaps of fun making funny faces knowing that he would be seeing us. I think he's getting lonely as he's only 19 years old and has been away from home for over 7 months.

As you can see I've inherited beliefs about computer from both of my Dads. I find things more difficult than most, I believe, but I'm not going to give up doing my best to get the things done that I feel are necessary. Over time I hope to get over these little obstacles and hurdles and become proficient in all of the cool aspects of this new realm of human endeavor. I also have faith that the technicians and engineers are probably working hard to make things simple for the rest of us.

Whatever happens, I'm going to stick with it, and when I go to see my genetic father next I'm going to do my best to inspire him to buy a new computer with a Broadband connection. Then all I have to do is show him a few of the amazing things that this human created Internet tool can do. One of the aspects of the Web that affects me is mostly the simple fact that if you think of anything at all in the known Universe, you can then look it up on your search engine like Google and in the time it takes to blink your Eye, immediately start to learn. It sure beats catching the train to the library, looking up a book in the card catalog, searching for it, then finding out that someone else has borrowed it and is late bringing it back.

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Source by Jesse Somer

Cheap Investments – How to Double $ 2000

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When it comes to investing your money in some business you have temptations to earn as soon as possible and if you are provided with the way to earn money fast then you are also expected to incest more.

So, here are few of the ways which will mentor you in doubling your money in no time. The first thing you need to know about investment is it being subjective and while before it gets on the track to pay you they take time. The payback time for your investment whether it is physical, mental or financial may take time in some case it is may take just a few hours, while in some it may take few days or even months. Be patient, your money will make its way back not alone but with an equal sum.

You must be aware of the fact that people do not buy things which are used. So if you want your $ 2000 to come back with an equal amount invest with the used products. You might have a question in your mind why invest in the things which are never going to be bought. The thing is make them as good conditioned as virgin, sell them for the double the amount you have paid to buy them.

Here is from where you can earn double and if luck be with you more than double the amount of your investment. You can observe and also enjoy your earning in not more time than a week or two.

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Source by Terry Hart

Fun And Exciting World Of Widgets

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Today, the internet world is fascinated with the ability for users to create and customize their personal web pages. New social networking sites are popping up every day, aspiring to be the next "MySpace" or the next "Facebook". They all offer the same thing; A "public profile page" for the user, but what makes this profile page different for every user is, the Content. Users hooked on to these social networking sites need to put up fresh content and jazz-up their pages to ensure that they do not look old and boring to their friends. One of the effective ways to make that happen is to use widgets.

Widgets are applications that can be embedded into 3rd party website by placing a small snippet of code. Yahoo, Google, MSN have developed thousands of widgets for people to choose and embed. The code brings in some live content, such as, advertisement, links, Photos etc. Until recently, only photos were being shared through widgets, but now music, video and documents are being shared. Moreover, until now, all the users had to upload their content to display it in the widget; But with new widgets like Purplenova FunCaster, they do not have to upload. All they have to do is to keep content on their PC and publish it through Purplenova. This provides users full control over when and how long they want to share. This also helps them keep their content fresh. (All they have to do is, make changes to the content on their PC).

Apart from social networkers, there are other users like bloggers, personal website users, news readers and aggregators etc who need to keep their content fresh and exciting. For them, frequent uploads is a major bottleneck. Now they can publish their content on multiple platforms or sites using FunCaster type of widget. Web users flaunt their profile by adding all kinds of widgets like your lucky number, your favorite quote, your sun-signs, today's weather information etc. There are many more widgets available for people to use. They are handy, simple and easy to use and they definitely add some life and excitement to their personal page.

As rightly said by Thomas Friedman, The World is flat, but I feel that not only is it flat but also squashing. Bloggers rightly call it the "Year of Widgets". The next few years will be exciting for widgets.

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Source by Pramila Pandey

The Journey Of Computer Games From 2D To 3D

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Three-dimension games are now a reality and it would be pointless to play 2-dimension games. 3d games have been developed on advanced technology in all aspects. Although, just as much as advanced as they are, these games require a modern age computer so that players can enjoy them without any graphic or sound complications. The computer requirements for this are quite high. For these reasons, many people prefer to play 2D games over 3D. Some 2d games are compatible and can be played on most computers owing their minimum requirements.

 Although they have a lot of room for improvement, the reason why most people enjoy 3 dimension games is the feeling of reality in them and the total control that players get. They full enjoy it while they are playing it online or in their personal play station. The graphics are well laid but still need a lot of touches to make their look more real. A lot of designers behind their computers are working to improve the visual effect of these games. There will be a time when 3 dimension games will look just like movies. On the other hand, 2 dimension games are on their peak of perfection, thus their quality is of high standard because experts have almost exhausted with the available improvements on them. Star craft II is a perfect example of a good quality graphic 2d game.

 There are a few 3 dimension games out there that people do not enjoy. It is not because they are are boring but the main reason is that most of them are considered difficult to operate as compared to the easy 2 dimension. They require a lot of expertise and undivided attention while playing. For example, while playing  a 3d game, you need you to move forward and at the same time be aware of things happening behind and besides you, 3d games are just like real life events.

 3 dimension games are multi-functional, meaning you can make your own character to do a lot of thing and at the same time, view the game contents from different angles. 3 dimension games are the best steps that have been made in computerized games. These games are still in the process of becoming better. There are a lot of people working tirelessly to ensure that computer game lovers will be keeping glue to their screens when better games will develop.

 Most people in the near future will be using updated computers; therefore most households will be in possession of 3d games. When it comes to playing these games, one can really realize the magic of human mind working behind its development. It is now rated the best effort so far that professional make in the gaming world. When buying or downloading a 3d game for your PC, make sure that it fulfills the minimum (or higher) required settings to enjoy the 3d games without any complications arising from graphic incompatibility or sound failure.

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Source by David Ahmad

5 Games Designers Can Play to Spark Creativity

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If you are an architect, an interior designer or a 3D rendering professional who feels as if your creativity is blocked, this article is for you. Creativity block is a normal occurrence and it can happen suddenly without warning. One way to spark your creativity again is by gaming. Mobile and computer games help you relax while slowly nudging your brain back into a creative fervor.

The following games are best for those people whose jobs involve home designing such as architects, interior decorators, 3D rendering professionals and interior designers.

Minecraft

Minecraft is one of the most popular games for many years now with versions for iOS, android, PC and Mac. Some say this game is too kiddy, but that is not true. If you search through the internet for the best buildings, houses and cities made using Minecraft, you would be amazed that many are made by adults with ages ranging from 30 to 40 years old.

Minecraft is a block-building survival game. You cut trees, dig soil, break rocks and melt metal to create blocks that you can use to make structures, from simple square house to castles both inside and out. You can make partitions, rooms, kitchens, balconies, and even a rooftop swimming pool. You can also decorate the interiors with paintings, furniture and many more. If you don’t like being hunted by zombies in the game, switch to the creative mode and just build your fortress, then switch back to survival mode to defend your newly built building.

Sims

Sims is short for simulation. In the game, you make a character that will have to find his way on the virtual Sim universe. You do not actually control your Sim, but you influence it. Sometimes you would be surprised when you go back to your computer and your Sim has already gotten married. But before you can get your character anywhere in life, you have to give it a home. That means you design a house for it or you buy one. Then as your sim makes more money, you can buy more materials to expand your house.

Survival Craft

Survival Craft is a Minecraft clone. It has almost identical mechanics, but with better graphics and easier controls. Survival craft also has a creative mode where you can just build whatever you want. This game also has electricity features that you can use to make led signs within the game. Survival craft has unlimited area so you can make a big city if you want. Like Minecraft, you can also upload your work for everyone else to experience.

Harvest Moon

Before Farmville, there was Harvest Moon. In harvest moon, you take care of an old abandoned farm and slowly bring it back to life. You plow, you cut weeds, and you plant vegetables to sell at the nearby town. You also have to repair the old farmhouse and decorate it as you choose. One of the interesting aspects of the game is finding a wife among the many characters inside the game. Then they can help you decorate.

RPG maker

RPG or role-playing games are a genre of video games that lets you take an adventure. RPG maker lets you create an RPG game. That involves making houses for entire towns, cities, or villages. You will have a lot of fun making houses and filling them with decorations. Then you add the people living in the house so that the character of the game you are making can talk to them. Yes, you can also sell the game you made on Apple Appstore or Google Playstore for android.

One minute you are expelling ideas after ideas, then something catches your attention and then your creativity dissipates. This happens to everyone, but not everyone can recover his or her creativity fast. Playing games is a good way to relax and relieve stress while slowly reinvigorating your creativity.

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Source by Michelle Lamoste

Advantages and Disadvantages of Multiplayer Online Games

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Online gaming nowadays is indeed very popular especially to the youth of today’s generation. Thousands of online games are now wide spread at the circles of the World Wide Web. An online game only requires a computer network, which is the internet, through a personal computer or a video game console that can be linked into other players on the web. This proves that typically, online gaming is a means for linking players together instead of the usual pattern of playing games. As what have stated, one of the benefits that online gaming offers is to connect to multiplayer games.

Multiplayer games are games played by more than one person by means of a computer and an internet connection which allows players to play in similar game setting at the same time. It serves as an avenue for players to benefit from interactions with another person by either as forming of a joint venture or competition. This also allows them to have a form of social communication.

Advantages of Multiplier Online Games

· Promotes Association

Multiplayer games allow players to build their own networks of alliance. This promotes interaction within the players since they need to support each other in order to win the game. This will also allow players to build teamwork in order to attain victory.

· Boost Self Reliance

Multiplayer online games will also contribute in boosting one’s self confidence since this type of gaming not only limited for forming groups or teams but as well as in developing competition within each player. This will entice each to do better as reward points are still given individually to those players who show off throughout the game.

· Improves Social Interaction Capacity

Since this permits alliances and competition, this will surely improve a player’s social interaction capacity as it allows supervision of co-players activity, resources and skills. Players will also be required to communicate with one another in order to achieve a common goal or have a good fight.

· Most exciting game experience

Multiplayer gaming will promise you to practice a more exciting game experience since you are now dealing or fighting with other individual unlike in a typical one-player game which only put up a fight between you and the computer. Having an alive competitor or partner will entice you think of strategies and techniques to achieve your goal.

Disadvantages of Multiplier Online Games

· Requires long hours of playing

Since you are playing with multiple other players, you cannot just stop from playing because this will affect the network. Typically, this will require you to play in long hours depending also o your co-players playing the game.

· Incurs health hazards

Due to the long hours of playing, numerous health problems may be acquired such as eye or carpel tunnel syndrome, poor postures and severe stress on joints and nerves. Everybody should be aware that there are real health hazards involve in spending too much time in front of the computer.

The modern technology truly makes twists on typical online games which are, as what can be observed, widely accepted by this generation. With the advantages and disadvantages stated above, it is now for you to decide whether you would like to engage in or practice multiplayer games.

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Source by Julius Daviz Galvez

How Technology Has Been Used to Design Modern Buildings

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In recent years, the methods of designing and constructing buildings have undergone many progressive changes. Our future and the future of our environment are now being taken into consideration when designing buildings. Current technology is allowing companies to build for the future.

A method known as Building Information Modeling (BIM) has been developed as a means of collecting interconnected computable information about a building. Because information is continuously being collected as a building project develops, dependable digital representations of the building are always available for review by all parties involved in the design. BIM creates one central model of a design which is available to all design and construction teams so they are all on the same page as the building progresses. This allows for better communication as it relates to making modifications and resolving problems.

‘Green’ designs have become a thriving industry. Using technology and innovation, many buildings are now being designed to have the least impact on the environment. Such deigns include recycled material used in constructing the building, green rooftops, a wastewater recycling plant, solar power, on-site power generators, materials that allow water to be captured from the outdoors and get filtered for indoor use. As well, buildings are being designed to use sunlight as much as possible. Using renewable energy technologies and conservation technologies are a major factor when designing modern buildings.

The use of computer-based tools to solve design problems is another way that technology is changing the way the modern building is designed. Using computer technology, building designers can simulate conditions before the building has been constructed. This can include simulating events such as an earthquake.

Buildings are now being designed to meet the ever changing technological advancements. For instance, re-radiating systems (IRS) and distributed antenna systems (DAS) are being installed in large buildings where steel, concrete, and other building materials obstruct radio signals. IRS and DAS boost signals that support cell phones, emergency services radio systems, and personal communications devices. The result is improved safety for building users.

Because much of the workforce either works at home or are on the go, designers are now designing buildings to support wireless technologies. Workers will have the ability to access the Internet, access materials and files from anywhere in the building or while they are away from the building. For instance, some hospitals are conducting patient charting using wireless devices. As well, old and new buildings are now being retrofitted to support wireless technology.

Since our world has become a much more dangerous place, technology is now being used to create safer and stronger building structures. To protect people from those who wish to do us harm, designers are now implementing principles of blast-resistant designs. Buildings are now being designed to sustain and contain a certain amount of bomb damage. This includes preventing a wide-spread collapse of a building, limiting damage to a small area, and reducing the amount of glass and debris spread from a bomb blast.

Advancements in technology are improving how the modern building is being designed and built. Designers are now taking the safety of the occupants and the impact on the environment into consideration when designing a building. Technology is ensuring that these new buildings are being built for future sustainability.

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Source by Amy Nutt

ECommerce Web Site Building: Where Do I Start?

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Building a web site isn’t something that is really cut and dry. There’s a huge variety of products and services that can either help you get your web site where you want it or simply confuse you. It’s also important that you make the right choices upfront so that you don’t end up having to restructure your whole web site because of some problem in your design layout. The level of time investment necessary for mastery in a lot of these software packages can range from little to a VERY significant amount. Because of this I feel it’s important to be lead in the “right” direction to make sure you don’t spend time in the wrong areas, or learning some software that might not be all that useful for you later on (*coughs* Frontpage *coughs*).

Where you should start greatly depends on what you plan on attempting to do, and how deep you’re going to dive in. For a moderately professional, clean looking web site without a lot of automation or intensive animated graphics you can probably get by with some basic knowledge of html, ability with a good WYSIWYG editor, and an image editting program. On the other hand, if you’re someone that’s looking to build something that will really wow your audience then you might consider spending some major time and developing some animation skills with a program like Macromedia Flash. I personally always spring for what I believe will bring me the greatest amount of profit with a minimal amount of effort, and because of this I usually end up spending all of my time diving in deeper with ONLY my WYSIWYG HTML editor, and my image editor.

What is a “WYSIWYG” editor?

A WYSIWYG (What You See Is What You Get) HTML editor is what allows you to get by with minimal knowledge of HTML. Yes, that means you don’t have to know EVERYTHING about HTML to have a decent looking website. When you use a WYSIWYG editor it interprets what you’re doing (inserting an image for example) as being a certain series of HTML tags with attributes, and does it for you… Thus, what you see on your screen is what you get. Instead of seeing a bunch of HTML code in text format, you’ll mostly see what will actually show up in your browser once your web site is up WHILE you’re making it. I highly recommend using the latest version of dreamweaver — it is well-known as one of the best HTML editors by general consensus. Dreamweaver’s interface is very friendly, has a built in FTP client, and is specifically built to be flexible enough to suit both the coder and the everyday amateur webmaster.

Image editing? What do I need that for?

Okay, let’s be realistic here: If you’re going to make a professional *appearing* web site it’s important that you can make some basic, decent looking graphics. There’s a lot of graphics problems that can truly get the job done, but as far as power and flexibility goes I recommend Adobe Photoshop. Adobe Photoshop definitely takes some time getting used to, but in the end it’s VERY rewarding. I’ve ended up using my knowledge of Photoshop to make not only graphics for multiple web sites, but also touched up portraits, made business cards, flyers, and other online advertisements such as banners. Infact, I’ve used it for everything except animation… But it also comes with Adobe Imageready which is very good with animation. This software is amazing, and if you’re going to learn ANY image editing software I recommend you start with Photoshop because of it’s widerange of overall… usefulness!

Let’s get me some sales!

Kick off your new web site you’ve gotten up from your knowledge of webmastering and image editing with a few new sales… Sounds like a plan? Well a great way to do that quickly is with pay-per-click advertising. BUT WAIT! Doesn’t that cost money? Well… Yes. But with the tools brought to us by some of the biggest pay-per-click advertisers out there we should be able to make a good evaluation of how much profit we’re going to make without much investment upfront.

The big question behind pay-per-click advertising is whether or not it’s worth the cash when you can simply get traffic from regular search engine ranking (otherwise known as organic traffic). Afterall, there are plenty of companies out there that promise to help get you all the traffic you need through optimizing your web site for organic ranking. The answer to this question is quite simple: profit is profit. Through conversion tracking tools such as those offered by Yahoo! Search Marketing and Google AdWords anyone can calculate exactly what their profit is after cost of PPC advertising is taken out. In my opinion, Google AdWords has the most user-friendly interface among the PPC advertisers. Google Adword’s interface makes it very easy to see which keywords are pulling you in the most sales, and which ones aren’t even worth your advertising money.

Let us not forget, however, that in order to make those conversions we’re going to be needing a shopping cart! There’s a lot of diverse software packages out there you can use, but I’ve been using Mal’s E-Commerce Free shopping cart for a number of years with great success. The cart’s server is hosted on their machines so that means you not only get away with not having to pay for the software itself, but you get out of having to buy an SSL security ticket too! Nothing’s a better bargain than free, eh?

Getting those sales leads you’ve been building up to BUY!

Once you’ve scored a few sales it would probably be a good idea to start using some kind of lead management services. I highly recommend the use of autoresponders for this purpose. Autoresponders are, essentially, a newsletter sign-up that allows you to strategically determine what you want to send each lead after a certain allotted amount of time. For example, let’s say someone visits your web site and you offer them a free newsletter. If you were selling an ebook on some very complicated topic, you might consider sending them only information on the most basic concepts at first to get them interested. Slowly but surely, you can turn those visitors that might have left your web site and never have returned into some serious revenue!

As far as autoresponders go, I highly recommend the use of Aweber. Their customer service is superb (seriously, these guys really know their stuff!) and can be contacted at any point during the business day via online chat or phone. They also offer tons of free information, and guides on making the most of their services. Check out their month long free trial at [http://www.getaweber.com/]

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Source by Jacob Richards